How Cross is making millions with his Prospa business account

Written by Khadijah

Our community of entrepreneurs, freelancers and business owners is growing rapidly. With the help of our #MemberStories, you’ll have a chance to get to know some of the awesome people who are part of it. Today we’re putting a spotlight on Cross Okonkwo, Ex BBNaija housemate and CEO of Cross Fitness Nutrition.

Q: Hi Cross, tell us about Cross Fitness Nutrition and what inspired you to start your business?

Cross Fitness Nutrition is a sports nutrition company based in Lagos, Nigeria. What inspired me to start the Cross Fitness Nutrition brand? Honestly, I like to inspire people and I love helping people meet their fitness goals through exercise and also, quality nutrition products.

Q: What is your favorite tool/app for running your business? 

As any business owner knows, it takes a lot to run a business in this country and that’s why I love Prospa. It’s a business account that allows me to manage my business and my banking, all in one app. How sweet is that?

Q: What are some of the problems you encountered before using Prospa and how has Prospa helped solve these problems?

When I first started my business, it was so difficult for me to open a business account until I discovered Prospa. 5 minutes later I had a business account! No queuing in the bank, no printing documents, no wasting of time! This was the best procedure I could ever ask for. Prospa is helping small businesses open business accounts all over Nigeria in a very easy way.

Q: What is your favorite feature on the app?

One of my favorite features of the app has to be Webstore. Yeah, Webstore was very interesting, I like it. Well, I never expected it to be this fast and easy to have my own online store. All I had to do was enter my store name, upload my products and add the prices of my products and 5 minutes later I’m online selling all over Nigeria.

Q: What is the hardest thing about doing business in Nigeria?

One of the hardest things about doing business in Nigeria is financial access. A lot of businesses don’t have access to funds and this limits the ability for them to expand and also for them to grow. Prospa is literally changing all that, so small businesses like mine can get easy access to loans as high as ₦1,000,000 very fast and easily. Prospa has been a game changer!

Q: What impact has Prospa had on your business since you started using it?

Since I started using Prospa, honestly, my business has been growing, scaling from one level to another, it’s progressing and I can access tools to manage my business wherever I am in the world. Tools like invoicing, subaccounts, salary automation and more, all in one app. It’s been amazing and it’s been very very helpful.

Q: What advice would you give other entrepreneurs like yourself?

Well personally, the advice I would give to any business owner out there will be – definitely download Prospa. Prospa literally has saved me and is helping me scale my business from zero to hundred. I’m sure it can definitely do the same to you. So what are you waiting for, so go out there and download Prospa.

Q: If you were starting your business from scratch, what advice would you give to yourself?

If I was to start my business again from scratch, honestly, I would definitely do a lot of research on the tools that I need to progress in business. For example, if I had discovered Prospa a long time ago, I would have saved myself a lot of energy, a lot of time, a lot of money spent, stress, and my business would have been so much more successful by now.

Q: Where do you see your business in 5 years?

I see my business all over Africa, I see my business going global. I see my business going as far as possible and thanks to Prospa, I think the sky is just the stepping stone.


Prospa is a modern business account for your business. Open a business account in 5 minutes and discover an incredibly fast and easy way to manage your business finances, from your phone.

Thousands of Nigerian business owners, freelancers, startups and growing companies use Prospa. Packed with features to put your finance operations on autopilot and give you time to focus on growing and succeeding.

No queues, no banking halls and no complicated processes. With world-class member support built into the app, you’ll never need to leave your office for help.

✅ Open a business account in 5 minutes

✅ Send and receive transfers from all banks

✅ Send invoices and manage your customers

✅ Get a POS to collect payments in-store

✅ Create a free webstore to sell online

✅ Access loans of up to ₦1,000,000

Become a member today!

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